California VA Loan Specialist · Cornerstone First Mortgage · NMLS #173855 Call Mike Certo · (480) 296-6513
Bases: Camp Pendleton · Naval San Diego · Travis AFB · Edwards AFB · $0 down VA · CA Veteran tax exemption · Call Mike (480) 296-6513

California VA Loan — BAH Calculator

Pick your base, pick your rank, see what home your 2026 BAH actually covers — including the CA summer utility line most calculators leave out.

By Mike Certo, NMLS #260555 —

Your Situation

Your Base & Rank
2026 BAH: $3,963 / month
The Home
Inland California summers run the A/C hard — it changes what BAH covers, so we model it.
A planning estimate — we price your actual scenario on a call.
Irvine / Valencia / Rancho Cucamonga master-planned and most CA condos run $200-500/mo. Older single-family neighborhoods often $0.

Your Result

Pick your base and rank to see your number.

2026 BAH rates from DoD published rates effective Jan 1, 2026. Property tax estimates use 2026 effective rates by CA county. Utility estimates are CA-typical ranges (SCE/PG&E/SDG&E summer cooling); your actual will vary by home size and habits. Funding fee per VA Lenders Handbook 2026 — waived for Veterans receiving or entitled to receive VA disability compensation. Calculator is educational, not a loan commitment. Mike Certo NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender.